HB-2610 – New Law in Illinois

by | May 29, 2019 | Insurance King Blog | 0 comments

HB-2610 New Law" width="400" height="124" srcset="https://insurancekingquote.com/wp-content/uploads/2019/05/hb-2610-insurance-king.png 400w, https://insurancekingquote.com/wp-content/uploads/2019/05/hb-2610-insurance-king-300x93.png 300w" sizes="(max-width: 400px) 100vw, 400px" /></a></h1> <h2>Auto Verification for Auto Insurance Will Soon Begin in Illinois – HB-2610</h2> <p>Illinois plans to automate verification of auto insurance to make sure that every vehicle on the road is covered, but the state has yet to have a database required for electronic new law mandatory verification.</p> <p>The state will begin collecting funds to design and create the database. The funds are collected from a council of insurance companies created to reduce vehicle theft and insurance fraud.</p> <p>Henry Haupt, the spokesperson for the <a href="https://www.cyberdriveillinois.com/">Illinois Secretary of State’s office</a>, said in a public statement that 75 cents will be taken from the council every year to fund the creation of the electronic database. Once the database is created, automated verification for car insurance will take place at random at least twice a year.</p> <h2>What Does new law HB-2610 Mean for Drivers?</h2> <p>The new law will eventually discontinue and nullify physical insurance cards, as your proof of insurance will be simply your license plate.</p> <p>The Illinois Secretary of State will be working closely with every insurance company in the state to implement the new law. The new law will require all insurance companies to provide a list of all their covered drivers, along with other relevant insurance information, to the Secretary of State. All this information will be compiled into the electronic database. A database which keeps track of all the drivers covered with insurance and the amount of coverage each driver has.</p> <h2>Reducing Car Collisions</h2> <p>The new law (IL HB-2610) goes in line with the same goal of the recent price hikes of car insurances in Illinois: to reduce car collisions.</p> <p>Versus all other US states, annual car insurance costs in Illinois are greatly influenced by your history of driving violations. For example, a DUI violation will raise your average insurance rate by 126 percent. In other US states, the average increase will only be 72 percent.</p> <p>As a driver, it is your legal responsibility to have at least basic liability insurance when driving on public roads. According to the Department of Treasury, vehicle owners must have insurance limits of at least $25,000 BI (bodily injury) per person, $50,000 per occurrence, and $20,000 in property damage coverage.</p> <p>The first and second time you get caught driving without insurance, you will receive a fine between $500 and $1,000. Your succeeding offense can result in the suspension of your driver’s license. If you cause a serious accident while uninsured, you can end up in jail for up to one year.</p> <h2>Competitive Car Insurance Rates in Illinois</h2> <p>To help you find the most competitive car insurance rates, <a href="https://www.insuranceking.com/">Insurance King</a> is here to help. As one of the leading auto insurance agencies we always strive to give you flexible <a href="https://www.insuranceking.com/payments/">payment</a> plans and multiple options – and we do not just stop there. You can also come to us to look for competitive rates for insurance renewals.</p> <p>Since 2001 we have been helping and educating our customers with everything they need to know about <a href="https://www.insuranceking.com/auto-insurance-king/">auto insurance</a>, <a href="https://www.insuranceking.com/sr-22-insurance/">SR-22 insurance</a>, and <a href="https://www.insuranceking.com/motorcycle-insurance-king/">motorcycle insurance</a>.</p> <h2>For more information, get in touch with us <a href="https://www.insuranceking.com/">today</a>.</h2></div> </div> </div> </div> </div> </div> </div> </div> <div class="et_post_meta_wrapper"> <!-- Google Code for Remarketing Tag --> <!-------------------------------------------------- Remarketing tags may not be associated with personally identifiable information or placed on pages related to sensitive categories. 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