Texas – Cheap car insurance San Antonio, TX


Cheap Car Insurance for San-Antonio, Texas Drivers

Insurance King has been helping drivers drive legal for less since 2001.

Insurance King has numerous discounts available including multi-policy, multi-car, prior insurance, and good drivers discounts. Our agents will help you find the policy that best suits your needs and your wallet.

Call us today for a low cost car insurance quote and let an Insurance King Agent calculate your savings!

Texas SR-22

A SR-22 is not an insurance policy; it’s simply a financial responsibility form proving that you have insurance coverage. The SR-22 is filed with your state by your insurance company, and certifies that you carry the minimum liability coverage on your car insurance policy.

SR-22 for drivers that do not own a vehicle can be filed with a “non-owners” policy.

SR-22 for drivers that do not own a vehicle can be filed with a “non-owners” policy.

If you do not own a motor vehicle, you must purchase “non-owners” liability coverage. This policy provides liability to a vehicle you drive that you do not own. “Non-owners” policies typically are discounted. However, if you purchase a vehicle you must endorse your non-owners policy to an auto policy to remain covered and legal to drive.

The SR-22 must be submitted from an insurance company licensed in the state for which the SR-22 is required, and has the authority or “power of attorney” to issue an SR-22. Our office maintains a listing of authorized agents and companies.

An SR-22 requirement can be issued by the Secretary of State based on a judgement in a county court. Depending on the state you live in SR-22’s are usually required for 12-36 months. Some states require these to be consecutive months, meaning that if you are late on a payment you have to start the SR-22 all over. SR22, also known as high risk auto insurance, could be required of drivers for several different reasons, including:

  • Driving uninsured
  • Driving under the influence (DUI)
  • Driving with a suspended or revoked license
  • Having an at-fault accident while driving uninsured
  • Multiple moving violations or tickets within 12 months
  • Being behind on Traffic Citation Payments
  • Being behind on Child Support Payments
  • Other major moving violations, such as reckless driving
  • Unsatisfied judgment suspensions
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